Chola MS General Insurance Launches 'Pay How You Drive' Motor Insurance Policy

Chola MS General Insurance Launches 'Pay How You Drive' Motor Insurance Policy

Chola MS General Insurance, a joint venture between the Murugappa Group and Mitsui Sumitomo Insurance Company Limited of Japan, has entered a strategic partnership with Toyota Tsusho Insurance Broker India Pvt. Ltd. (TTIBI) to launch an innovative 'Pay How You Drive' (PHYD) motor insurance policy.  
Designed exclusively for the Toyota Innova Hycross models, this advanced policy links insurance premiums directly to individual driving behaviour, setting a new standard for personalised, fair and technology-driven motor insurance solutions.
The policy is designed to revolutionise the way car insurance works by leveraging the Embedded Connected Car technology in the vehicle to arrive at driving scores based on critical driving metrics such as speed, braking, acceleration and distance travelled. This driving score data is then used to calculate customised premiums for each policyholder.
Speaking about the advanced motor insurance policy, Takayuki Ueda - Managing Director, CEO and Principal Officer, Toyota Tsusho Insurance Broker India Pvt Ltd (TTIBI), said “Marking a significant milestone in India's insurance landscape, Pay-How-You-Drive (PHYD) has been launched, drawing inspiration from Japan's successful usage-based insurance models. Leveraging Japan's expertise in telematics-driven insurance, the partnership between TTIBI and Chola MS combines global best practices with local insights, adapting Insurance framework to India's unique market conditions. This collaboration aims to provide impressive results and rewards safe driving habits, promotes road safety, and empowers customers to control their insurance premiums, enjoy personalized benefits, and contribute to a safer driving culture.”
V. Suryanarayanan, Managing Director, Chola MS, stated, “Our collaboration with TKM and TTIBI is driven by our mission to provide innovative, customer-focused insurance solutions. We are excited to offer the 'Pay How You Drive' insurance product that rewards policyholders’ safe driving behaviour with transparency and reliability. This offering enables Toyota Hycross policyholders to determine their insurance costs.”

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    Volkswagen India Launches Tiguan R-Line At INR 4.89 Million

    Ashish Gupta - Tiguan R-Line

    Volkswagen India has launched the new Tiguan R-Line at INR 4.89 million (ex-showroom), expanding its SUV portfolio for the Indian market.

    Based on the MQB EVO platform, the Tiguan R-Line introduces a new chassis generation focused on driving dynamics and on-road performance.

    The Tiguan R-Line is powered by a 2.0-litre TSI EVO petrol engine that produces 204 PS and 320 Nm of torque. The engine is paired with a 7-speed DSG transmission and features 4MOTION all-wheel drive. The SUV also includes Dynamic Chassis Control (DCC Pro) and Vehicle Dynamics Manager, which allows wheel-specific braking and damper adjustment.

    In terms of safety, the Tiguan R-Line is equipped with 21 Level 2 Advanced Driver Assistance System (ADAS) features. These include adaptive cruise control, lane assist, park assist, and emergency braking, among others. The model carries a 5-star EURO NCAP safety rating and includes 9 airbags, tyre pressure monitoring, hill start assist, hill descent control and disc brakes at both front and rear.

    Inside the cabin, the vehicle includes a 26.04 cm digital cockpit and a 38.1 cm infotainment system. A head-up display and multifunction control dial with an integrated TFT display allow for driver interaction with various settings and modes. The voice assistant (IDA) provides access to multiple infotainment features.

    Convenience features include wireless charging, Wireless App-Connect and a sound system with eight speakers. The infotainment system integrates navigation data with the digital cockpit display.

    Ashish Gupta, Brand Director, Volkswagen India, said, “With the launch of the all-new Tiguan R-Line today, we are entering an exciting phase for Volkswagen in India, a phase that embodies the future of premium mobility from Volkswagen. This iconic SUV along with being bold and dynamic is also modern, fully equipped and highly capable to handle all terrains. Developed with German–engineered DNA, 5-star safety and fun-to-drive dynamics, the all-new Tiguan R-Line is here to thrill.”

    The Tiguan R-Line also comes with a support programme called 4EVER Care, which includes a four-year warranty, four-year roadside assistance, and three free services.

    Bookings for the Tiguan R-Line are now open across all Volkswagen dealerships in India, as well as through the company's official website. Deliveries are scheduled to begin on 23 April 2025. The SUV will be offered in six colour variants: Persimmon Red Metallic, Cipressino Green Metallic, Nightshade Blue Metallic, Grenadilla Black Metallic, Oryx White Pearl, and Oyster Silver Metallic.

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      Nidhi Kaistha Is The New Boss At Lamborghini India

      Nidhi Kaistha

      Italian luxury brand Automobili Lamborghini has appointed Nidhi Kaistha as the new Head of Lamborghini India.

      With over two decades of experience across hospitality, aviation and automotive industry, Kaistha will  oversee sales, marketing and aftersales operations for Lamborghini in India, which also is the sixth-largest market for the luxury brand in the Asia Pacific region.

      Prior to joining Lamborghini India, she held the role of Regional Sales & Pre-owned cars manager at Porsche India.

      Francesco Scardaoni, Regional Director of Automobili Lamborghini Asia Pacific, said, “We are delighted to welcome Nidhi Kaistha as Head of Lamborghini India. She brings a wealth of experience in the automotive industry, and we are confident that her strategic vision will drive further growth in India. India continues to be a market with immense growth potential for Lamborghini, and we look forward to strengthening our presence and delivering exceptional experiences to our customers in the region.”

      At present, Lamborghini operates three dealerships in Mumbai, Delhi and Bengaluru.

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        Kia Syros Bags 5-Star Crash Test Rating In Bharat NCAP

        Kia Syros

        Kia India, one of the leading passenger vehicle manufacturers in the country, has further made its latest SUV offering, the Kia Syros, more appealing to the consumers.

        The latest offering from the South Korean automaker has become the first Kia car in India to score 5-star crash test rating in the Bharat New Car Assessment Program (Bharat NCAP) for adult occupants and child occupants.

        The compact SUV scored 30.21 out of 32.00 in adult protection and 44.42 out of 49.00 in child protection.

        Kia India marked the global debut of the Syros compact SUV in December 2024 to strengthen its footprint in the fast-growing segment.

        Built on the K1 platform, the Kia Syros is equipped with a host of tech including Level 2 ADAS, rear sliding, reclining & ventilated seats, dual-pane panoramic sunroof. The company claims that in addition to be loaded with hi-tech it also gets 20 safety package including - Electronic Stability Control (ESC), Hill Start Assist control, six airbags, Vehicle Stability Management, Electric Parking Brake with Auto Hold. It also is equipped with Connect 2.0 that provides SOS emergency support, real-time diagnostics, and stolen vehicle tracking.

        The Kia Syros is available in two engine options – Smartstream 1.0-liter turbo petrol engine (88.3 kW/120PS, 172Nm) and 1.5-liter CRDi diesel engine (85 kW/116PS, 250Nm). Both engines can be had with manual and automatic transmission choices, including Kia’s first-ever Smartstream G1.0 turbo GDI with a 6MT configuration.

        Gwanggu Lee, MD and CEO, Kia India, said, “At Kia India, safety is not just a feature – it is a philosophy embedded in our DNA. Kia Syros receives the prestigious 5-star BNCAP safety rating, which is a testament to our unwavering commitment to ensuring the highest standards of safety for our customers. This achievement reflects our relentless pursuit of making Kia one of the safest and most trusted mobility brands in India. We are not only enhancing driver and passenger safety but also setting new benchmarks in the segment. We remain focused on bringing globally proven safety technologies and innovations, such as ADAS Level 2 to the Indian market, making them accessible to a wider range of customers. Our dedication to safety will continue to drive us as we work to create safer, smarter, and more sustainable vehicles for the future.

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          Skoda Launches Elroq vRS, Its Fastest Electric SUV

          Skoda Elroq vRS

          Skoda Auto has unveiled the Elroq vRS, the sportiest variant of its new all-electric compact SUV. The model debuts six months after the Elroq’s world premiere and will make its first public appearance at Milan Design Week 2025 from 8 April to 13 April 2025.

          The Elroq vRS features two electric motors delivering 340 PS (250 kW) and all-wheel drive. It accelerates from 0–62 mph in 5.4 seconds, making it the fastest car in Skoda’s lineup. The 84 kWh battery provides a WLTP range of over 340 miles and supports DC fast charging at up to 185 kW, enabling a 10–80 percent charge in 26 minutes.

          Johannes Neft, Skoda Auto Board Member for Technical Development, said, “The Elroq vRS combines 340 PS output with a 550 km range. Its DCC adaptive chassis balances sportiness and comfort, while the Modern Solid design language introduces a new aesthetic for vRS models.”

          The exterior includes black accents, 21-inch alloy wheels and an illuminated Tech-Deck Face. Standard features include LED Matrix headlights, a sports chassis and progressive steering. Inside, the cabin features Suedia microfibre upholstery, a heated sports steering wheel and a 13-inch infotainment display with vRS-specific graphics.

          The Elroq vRS also debuts Skoda’s latest Travel Assist system, integrating adaptive cruise control and swarm data. Remote Park Assist allows smartphone-controlled parking, while Powerpass provides access to over 800,000 European charging points.

          Production begins in late 2025, with pricing to be announced closer to launch.

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